Lisa Moren-Bromma was the guest on Going Beyond Real Estate on Sunday, March 6th.  Click this link to listen to her:
http://www.mediafire.com/?yv3rkkblovspe6d

To listen to today’s conference call with Geraldine Barry & Tony Alvarez, and to get more details on this weekend’s seminar, click the link below!

https://www.freeconferencecall.com/mediadownload.asp

For those interested in professional photogrphy packages here is the flyer link from Susan Hare’s website:
 
http://www.susanharemarketing.com/wp-content/uploads/2010/08/Digital-You-v4.pdf

As you know, March 13^th is daylight savings time which is when most people take the opportunity to review things in their home, like smoke detectors, for functionality, as well as do a little spring cleaning.  

We are using this opportunity as a public service announcement to remind you not only to check your batteries and the cleanliness of your home, but to update your estate plan as well.

That’s simply because having an out-of-date estate plan (ie. one that does not reflect a marriage, divorce, acquisition of new assets, sale of assets, change in guardianship wishes, change in healthcare wishes) is the number one reason why a will or trust will fail when a family needs it the most (similar to a faulty smoke detector!).

As a general rule of thumb, we advise families to update their plans once a year—which is why daylight savings time is the perfect opportunity to do this in making sure there is a COMPLETE hedge of protection around a family if tragedy strikes.

When checking on the “functionality” of your estate plan, you should look for the following:

• Outdated beneficiary designations- An immediate update to your plan is necessary if you are no longer happy with the beneficiaries you’ve named to inherit your estate.  You may also need to update your plan to reflect a birth, death, marriage or divorce.  This will ensure your wishes are carried out and no one is unintentionally disinherited upon your passing.

• Guardianship Nominations- Are the guardians you’ve chosen to care for your minor children still a good fit for your family?  Or have circumstances changed where you need to put new guardians in place?  If after careful consideration you are no longer happy with your choice of short or long-term guardians, update them accordingly.
• Inventory of Assets- During your yearly estate plan review, it’s important to take stock of all new assets (including real property, cars, investments, insurance policies, etc) and make sure they are accounted for in your plan.  Likewise, if you have a trust, double check to make sure your assets are properly owned in the name of that trust. 
• Financial and Health Care Agents- Determine whether you are still happy with the people you’ve nominated to make decisions on your behalf if short or long-term incapacity occurred.  Additionally, if your end of life wishes or medical preferences have changed, make sure they are put in writing and clearly communicated to your agent of choice.  

We are here to help you protect your family, business and real estate.  Don’t wait until it is too late.  You can reach our office at 650-321-6796 or visit us on the web at www.chillag.com.

Put your Retirement plan to Work – for You!

 Wall Street has used your retirement money (401k plans, IRAs, Roths, etc.) as a never-ending source of funds for their investment schemes and outrageous bonuses. You can take control of your retirement money and earn 8 to 12% interest on investments that align with your tolerance for risk. Our panel of experts will tell you how to put your retirement plan to work – for you.

 For example, did you know you can invest the funds in your retirement plan in something other than stocks and mutual funds?  Did you realize that your retirement plan can purchase real estate, notes, tax liens, and even make private money loans?  You can start a side business and provide yourself with a pension plan that you control. 

 Erik Wickstrom, Llamar Baxter, and Jeffrey Hare, three experts in the field of Self-Directed IRAs explain how you can take control of your retirement plan and put it to work investing for your future.  If you haven’t started a plan, learn how to get started. 

 Walk away knowing:

• The basic rules that govern the use of self-directed individual retirement accounts
• How to set up a checkbook LLC
• How you can earn 8 – 12% in tax-deferred or tax-free returns making private loans
• Which real estate investments are allowed under IRA regulations
• How to team up with other investors and pool resources using your IRA
• Ways to leverage your funds by borrowing money with your IRA

 This will be a dynamic and interactive event, so invite your friends and associates.  And remember to register in advance for this exciting educational event!

SPEAKERS:

 Eric Wikstrom founded Integrated Wealth Strategies, LLC in 2005 to help individuals with financial planning and retirement account investment and distribution strategies.  Eric has over 25 years of corporate finance, accounting and tax experience. Eric graduated from the University of Washington with a B.A. in Accounting and holds a Masters in Taxation from Golden Gate University in San Francisco, CA.  Mr. Wikstrom is a CPA, CFP® and holds real estate,  insurance as well as NASD Series 7 & 66 securities licenses.

 Lamarr Baxter is a Business Development Representative for Entrust Administration, Inc.  In addition to specializing in self-directed retirement accounts, he is knowledgeable in residential mortgage loans for both primary homeowners and investors. He has previous experience in commercial leasing, A/R factoring, and private note loans secured by real estate.

Jeffrey B. Hare, Attorney at Law, provides outcome-oriented legal services to real estate investors, commercial and residential property owners, and real estate developers. As an land-use attorney and real estate investor, Mr. Hare provides clients with a pragmatic but thorough approach to due diligence, contract review, and negotiations.  Mr. Hare is an expert on self-directed IRAs for real estate investing and helps clients getting started with the fundamentals, including formation of LLCs, drafting operating agreements, and provides advice on how to avoid prohibited transactions. He is an affiliate member of SJREI Association.

MODERATOR:

Geraldine Barry is founder and president of SJREI, the premier educational and networking association for real estate investors in Silicon Valley. Under Geraldine’s leadership, SJREI has grown from a half-dozen investors to a vibrant three-chapter organization with over 400 investors attending monthly meetings. She has interviewed many real estate pro’s such as Bruce Norris, John Schaub, and Robert Campbell, all of whom have been guests of SJREI. In addition, Geraldine is an active real estate investor, guest host of the radio program “Going Beyond Real Estate,” a frequent guest on the nationally broadcasted NTDTV, and publisher of REI Voice magazine.

Below are two of the PowerPoint presentations from the recent SJREI meeting at the Mid-Peninsula with Jeffrey Hare, Lamarr Baxter, and Eric Wikstrom on the subject of investing with IRA funds.  Click on the below links to access the presntations.

Erik Wikstrom PPT

LamarrBaxterPPT

Location:  San Jose Convention Center

Time:  11:00 AM – 7: 00 PM

For more information and details on this event click the link below:

modification seminar[1]

Click here to hear Geraldine interviewed on Going Beyond Real Estate on Sunday February 13th!

Stilettos and Steel-Toed Boots:

Women Real Estate Investors Share Success Strategies

Women! Build your financial future by implementing real estate strategies from women who have done it right!  We currently have an incredible property buying opportunity in the U.S. Come and discover how you can participate to start building or growing your real estate portfolio.

Sponsored by SJREI, the bay area’s premier real estate investors association, and held at the lovely Sequoia Yacht Club, this event is designed to inspire.

•  Hear key-note speakers hand-picked to generate lively conversation
• Learn relevant, timely information
• Meet successful women real estate professionals
• Develop strategies and walk out with a plan to find, fund and manage your portfolio

SESSIONS: 

Wise Women Invest in Real Estate

Presenter: Lisa Bromma

• Why I buy and hold real estate versus buying and flipping.
• Property Management from afar. Proven tips and techniques to keep your investment properties rented no matter where they are located.
• (3) Clauses every lease must have to save your sanity.
• How to produce more income from existing tenants.
• Exit strategies & how to create dependable income from real estate I no longer want to hold, has been depreciated out, or no longer meets my criteria in this marketplace.

As a real estate investor since 1978, Lisa’s strategy has been to buy and hold her real estate investments for the long term. She has bought and traded many properties over the years including residential, commercial and even a mobile home park. Learn why holding, trading and developing cash flow off of property makes sense for the passive investor who wants to develop predictable income for life! 

Finding the Money, Making the Deal

Presenter: Jenn Dizmang

• When the banks aren’t lending, how to continue to do deals with private money
• How to FIND private money to fund a deal
• How to structure a deal with an IRA: partnering or non-recourse lending
• How a real estate portfolio can secure your future 

Jennifer Dizmang is a national professional speaker and trainer whose main topics include investing in real estate within retirement plans, such as self-directed 401K’s and IRA’s.  Her primary clients include The Entrust Group, Lorman Education, CPA’s, CFP’s and realtors. In addition to her public speaking engagements, Jennifer also does a multitude of different types of real estate investing, including water development and in 2010 had a children’s book published. 

Using Owner Financing to Achieve Your Goals

Presenter: Tracy Z. Rewey 

• Buy real estate with favorable terms…even when banks say No!
• Sell property fast…for full market value
• Safely create notes…and sell to investors for top dollar
• Buy discounted notes for long term income…without the landlord headaches
• Refer notes to investors…and earn referral fees for immediate income 

Tracy Z. Rewey has been using seller financing for over 20 years.  She’s helped thousands of buyers, sellers, and investors achieve their goals, even in a tough economy. Why make expensive mistakes when you can gain priceless insights? Tracy shares her insider secrets with real life examples that help you realize profits today and build cash flow for the future. Co-author of Finding Cash Flow Notes and Note Investor, Tracy specializes in the use of tax advantaged retirement funds to purchase both notes and real estate. Tracy also runs Diversified Investment Services, Inc., a Florida note investment company. 

Invest, Grow Rich, and Look Ten Years Younger:

How to Dissect Marketing Hype and Find the Real Deal  

Presenter: Susan Hare 

• Secrets of the Craft: Marketing and Social Media
• How to inoculate yourself from emotional marketing
• Keys to sniffing out hype versus an authentically good deal
• Using marketing to your advantage
• How to market yourself effectively & appropriately 

Susan Hare, principle of Susan Hare Marketing, is a marketing strategist and writer with twenty years experience. She specializes in helping small businesses reach more customers through strong branding and messaging. Many of her clients sell or provide services to real estate investors. As a real estate investor herself, Susan owns both commercial and residential property. 

How to Establish Goals Personally and Professionally as a Real Estate Investor, and How to Execute on Them

Presenter: Geraldine Barry

 Many real estate investors, particularly those who work full time, spread themselves too thin – not being effective.  This impacts their ability to grow, and move their business forward.  In this presentation you will learn the following: 

• How I moved from a part-time investor to full time, and then eliminated the need for my husband & I to have corporate jobs.
• The three strategies you as an investor can implement to move your business forward quickly and efficiently. 
• Strategies for maximizing your time so you can get results.

Rich Moms are in Real Estate

A panel discussion with six women, some with kids and partners, some without, but all who’ve made a success in real estate 

• How to make real estate work part time as a family business.
• How to reinvent yourself in a dramatically changing environment. 
• How real estate can facilitate you pursuing your dreams by creating cashflow and financial security. 
• Looking for an opportunity to meet new people, network, learn top notch real estate strategies for today’s market.